All employers in Louisiana are required to provide workers compensation insurance to ensure coverage for employees who are injured or get sick on the job. If you don’t, you could face penalties that include severe fines, criminal prosecution, and the inability to operate a business in the state.
No matter what type of business you run, you have a legal obligation to keep your staff safe while at work. Louisiana workers compensation coverage pays for medical care and physical rehabilitation for injured employees while also helping to replace lost wages. It can also provide benefits for the dependents of employees who lose their life due to work-related accidents or illnesses.
At Carmouche Insurance, we can help you find a policy that works for your business and is affordable for you. Because we are an independant insurance firm, we can shop large insurance providers for you and offer you a customized plan and very competitive pricing. Our customized solutions can provide coverage for:
- Medical expenses
- Lost income/wages
- Rehabilitation costs
- Death benefits