Carmouche Insurance, Inc. is an independent insurance agency in South Louisiana. In addition to insuring individuals, Carmouche Insurance provides coverage to businesses, including commercial general liability, commercial auto liability and physical damage, commercial property and business personal property, business interruption income, builders risk, worker’s compensation, business umbrellas, bonds, group health, 401K and other retirement plans, and disability income.
Operating since 1975, we have been committed providing the highest caliber customer service for our clients for a over 40 years. Because we know that your time is valuable whether you’re a CEO or a stay-at-home parent, your call will be answered by Carmouche Insurance representative, which will ensure that your question or claim is handled as quickly as possible, without having to wait around for your insurance carrier to get back to you.
Our agents stay up to date on any and all changes in our industry so that you know that you are always covered.
Insurance companies can fall into one of three categories: Captive Agents, Telephone Representatives, and Independent Insurance Agencies. Captive agents only work for one carrier and can only offer coverage from that carrier (for example, an agent at Geiko). Telephone representatives are the same as captive agents, except that they can only offer you service over the phone.
As an independent insurance agency, Carmouche Insurance, Inc. has the ability to help our clients choose the best coverage for their needs at their price point. Because we are not beholden to only one carrier, we can help you shop around for what works best for you. Other benefits of an Independent Insurance Agency include: