Did you know that in Louisiana’s Tort System of law, someone will always be found at fault for causing a car accident?

The at-fault party is responsible for paying for all damages, regardless of level of insurance. Getting caught without insurance for your vehicle is not only illegal, it is also expensive. As the at fault party, you or your insurance must pay for all damages to body, vehicle, and property. Having car insurance that fully protects you can save you thousands of dollars when the inevitability of a car accident occurs. Carmouche Insurance, Inc provides affordable Louisiana auto insurance that meets all legal requirement. We also provide extended coverage to match your particular needs.

Louisiana Auto Insurance Requirements

In Louisiana, all registered vehicles are required to have liability insurance. The minimum liability coverage limits required in Louisiana are:

  • $15,000 of bodily injury coverage per person
  • $30,000 of bodily injury coverage per accident
  • $25,000 of property damage coverage

Extended Coverage

In Louisiana, the state minimums may not be enough to fully protect you from lawsuits. If you are found negligent in an accident and the damages exceed your insurance limits, you can be sued in court for those amounts not covered by your insurance.

Carmouche Insurance, Inc. offers extended coverage that will protect you from any excess liability payments. Through our plans, you can provide the drivers in your family with:

  • Medical Injury Protection
  • Bodily Injury Liability Coverage
  • Collision and Comprehensive Coverage
  • Property Damage Coverage
  • Uninsured Motorist Protection


American First Insurance

ASI Underwriters

Bridgefield Casualty Insurance

Fidelity National

Hanover Insurance Group


Safeco Insurance

The Republic Group

United Fire Group

Get In Touch Today

Ready for a competitively priced auto insurance plan built just for you? Let Carmouche Insurance put together a custom quote today.

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