Two thirds of renters do not have insurance to protect their personal property or themselves from theft, fire, weather, or liability.
While your landlord may have insurance on the structure of your rental, that policy does not protect you or any of your property inside the unit. With renters insurance in Louisiana you are protected against the damage or loss of personal property when you rent an apartment, house, or condo. Carmouche Insurance renters insurance can also help protect you in case of a liability lawsuit against you.
It may seem counterintuitive to pay money to protect a home you don’t own, but renters insurance is priced much lower than homeowner’s insurance. And, because Carmouche Insurance is an independent insurance agency, our agents are able to find you just the right coverage for you at just the right price.
Unless you have enough savings to cover the replacement of any belongings lost to theft or to pay any liability costs, it pays to have renters insurance.