Whether you are renting out a long term property like a home or condo, or are simply allowing others to enjoy a much needed getaway in your luxury vacation rental, you need to consider all of the risk exposures you face — and you certainly cannot rely on the coverage the your homeowners insurance may or may not provide. Our specialized rental property insurance can help assume the risk for damages to your premises as well as cover you against any unexpected injuries or accidents that occur involving others while on your property.
These realistic risk exposures are exactly why we at Carmouche Insurance Inc. want to be your insurance ally, and help you determine the best coverage options for your unique needs. We can help protect you against a variety of issues and our specialized insurance knowledge allows us to insure all levels of rental property including:
- Properties that are vacant or up for sale
- Properties that are under construction
- Luxury high risk and high value vacation rentals
We also offer effective dwelling fire insurance that is specifically designed to protect rental property owners from losing rental income as the result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and rent.